G+D Netcetera

G+D Netcetera works as an end-to-end digitalization partner for banks, payment service providers, and insurers, operating as the Trusted Software division within the security tech group Giesecke+Devrient. Founded in 1996 and headquartered in Zurich, the company employs about 1200 experts across locations throughout Europe, concentrating its work on future-proof digital solutions for the financial industry.

Services span application development, cloud architecture across AWS, Azure, and GCP, and a PCI-DSS and PCI-3DS certified cloud environment for handling sensitive financial data. Security and WAF implementation, penetration testing, data warehousing, ML model development, CRM integration, and managed IT services round out the offering, giving financial institutions a single partner for both building and securing digital banking and payment systems.

Project outcomes cited by the company include Valiant Mobile Banking, used by over 130,000 customers, and a digital consultation solution for St. Galler Kantonalbank that supported 85,000 successful consultations. Viseca one serves more than 2.3 million users, while Zak has expanded with new features for a growing user base. Other work includes a white-label wallet for Payment Services Austria bringing updated payment features to end customers, and an interactive real estate valuation platform built for WüestPartner. The company has also received Juniper Awards recognition, Platinum for fraud prevention and Gold for digital wallets.