XTM

Agency List Score

Toronto, Ontario, Canada

Real-time payments and digital banking for hospitality workers

XTM Inc is a FinTech company focused on providing real-time payment solutions for the hospitality industry. With operations in Toronto and Miami, XTM offers the AnyDay platform, which allows service-focused businesses like restaurants and salons to efficiently manage payroll and enhance employee retention through on-demand pay.

The company's core services include digital banking, issuing cards, and providing APIs for seamless integration with existing financial systems. XTM's solutions empower workers by offering faster access to earned wages and gratuities, along with additional benefits such as cash-back rewards and budgeting insights.

XTM serves notable clients including Marriott Hotels, Earls, and Live Nation, and is committed to redefining how earnings and tips are delivered in high-churn industries. Their platform integrates with leading payroll and POS systems, ensuring a smooth transition to modern compensation strategies.

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XTM is listed on Agency List as part of our global directory of professional agencies. Profiles are compiled using a combination of agency-submitted information, publicly available data, and Agency List classification systems.

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Local context

XTM operates in Toronto, Ontario, Canada serving clients locally and beyond. Agency List organizes firms by geography to help buyers understand the distribution of agencies across regions and markets.

Data notes

Profile information is derived from agency submissions and public sources. Some attributes may be estimated and are updated over time as additional data becomes available.